PG Program – Housing Finance || 6 Months || Online Live Program
₹30,000.00
Course Features
- FormatOnline Live Classes
- Lectures 15 Sessions
- Lecture Time7.30 PM to 9:00 PM
- Lecture Day Saturday
- Duration of Programme6 Month
- Certificate Yes
- AssessmentsYes
- Fees30000
Objective
Home Finance is a very promising field for young civil engineers, new DSAs, entrepreneurs, commerce graduates and aspirants of banking jobs. The course provides the opportunity to understand and study the various aspects of home finance products and processes in the mortgage industry. This skill set will increase the employment opportunities for the students as well as also give them a comprehensive idea of this field
Course Overview
A 6 months professional course for complete study on home finance products and processes in mortgage industry. Well defined professional content, well planned study sessions, balanced with practical knowledge and use of technology are main features of the course
Learning Outcome
- Knowledge of mortgage industry
- Various types of properties and products
- Understanding processes
- Understanding Due Diligence techniques
- Structuring home finance
- Laws regarding property and mortgage
- Sales aspects of home finance
Participant Profile :
- Fresher (Graduate / MBA) who want to start their career in real estate sector.
- Entrepreneurs who want to start home loan DSA
- Finance professionals who want to make career in Home Finance
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Overview of Housing Finance
-
Mortgage Lending
- Home Finance Products
- Home loan for under construction
- Home loan for ready properties
- Loan for self construction of house
- Top Up loan
- Loan Against Property
- Specialist Products
- Lease Rental Discounting
- Inventory Funding
- Commercial Property Loans
- Construction Finance
- Who can avail home loan – Policy and Products for the following:
- Salaried customers
- Self Employed Non Professionals (SENP)
- Self Employed Professionals (SEP)
- Cash income/No income Proof
- NRI customers
-
Prime mortgage lending concepts
-
Structuring a mortgage loan
-
Internal Process of Typical Home loan
- Understanding internal departments in HFC and their functions
- Application and Appraisal Process for a loan
- Home Loan Documentation for various products and different types of customers
- Verification and validation process (pre sanction)
- Credit Report
- Credit Appraisal
- Sanction Process and Sanction letter
- Legal and Technical Verifications
- Legal Documents for various types of properties
- Understanding Search and Title report and flow of title
- Legal Verification Process
- Technical documents for various types of properties
- Understanding deviations
- Technical Valuation Process
- Pre Approved Projects
- Disbursement Documents
- Disbursement Process and creation of mortgage
- Post Disbursement Process and documents
- Part Disbursements
-
Loan Against Property:
-
Sales Training
-
Law of mortgages
